The Fitment Factor Hike 2026 has become one of the most talked-about issues in India among the government staff and pensioners. The topic is closely related to the new pay commission implementation process whereby salary and pension are incremented. The hike serves as a direct source of monthly income, retirement benefits and overall financial planning. … Read more
Dearness Allowance (DA) is a key part of the salary for both the government employees and the retired ones. Besides, it is adjusted biannually in order to counteract the effect of inflation. The 8th Pay Commission has been given the green light to come into effect from the first day of 2026 and the employees … Read more
If you’ve ever rented a home in India, you probably know the feeling. A hefty security deposit. A vague verbal promise. And the constant worry of sudden rent hikes or eviction. Now here’s the surprising part. In 2026, that messy system is finally being cleaned up. Thanks to wider adoption of the Model Tenancy Act … Read more
If you’re an EPS-95 pensioner, or someone whose parents depend on it, let me ask you something simple. Can you really manage monthly expenses with ₹1,000 today? Medicines, groceries, electricity bills. Even basic needs feel heavier every year. Yet, as of January 2026, the EPS-95 minimum pension 2026 remains unchanged at ₹1,000 per month. No … Read more
If you’ve been hearing whispers about India increasing its retirement age to 62, you’re not alone. I’ve had friends message me in panic, wondering if their long-awaited retirement plans are about to be pushed back. Here’s the thing. As of January 2026, nothing has officially changed at the central level. But the conversation is getting … Read more
Bank lockers have become very popular among customers for keeping their precious items safe such as jewellery, important papers, and money. In the year 2025, the Reserve Bank of India (RBI) along with the government made some changes to the policies for the users of the lockers and made sure protection, accountability, and access for … Read more
The Dearness Allowance (DA) is an essential part of the total remuneration of central government staff and pensioners. It is intended to keep their purchasing power intact despite inflation. The government in January 2026 has declared the DA and the Dearness Relief (DR) increase of 2%, which will bring the percentage of DA to 60% … Read more
The Bank of Baroda Senior Citizen FD 2025 offers much more than just a fixed deposit. It is a guarantee of retirement life free from financial worries, with guaranteed higher income, and easygoing mind. This FD caters for the elderly a whole lot of retirement options with exclusive interest rates and flexible features, and they … Read more
If you glanced at your EPF passbook in 2026 and wondered whether it’s still doing its job, you’re not alone. With markets swinging and new investment options popping up every other month, it’s natural to question old favourites. The good news? The EPF interest rules 2026 bring something many people quietly value—stability. For the financial … Read more
Fixed Deposits (FDs) still rank high while looking for the most secure investment options in India. HDFC Bank’s 117-Day FD has come into the limelight for 2026, especially among short-term deposit investors who seek guaranteed returns. It is a great deal for people who wish to deposit their money for not more than four months … Read more